Pune has revolutionarily transformed from being an education and technology hub into an active financial city. The banking industry has always been dominated by places like Mumbai and Delhi, but Pune is increasingly drawing both international banks and fintech companies.
With its highly qualified employee base, reduced operating expenses, and thriving business community, Pune is rapidly emerging as a major force in the banking industry — making it an attractive destination for entrepreneurs exploring a business idea in Pune, particularly in finance and tech.
Whether you’re looking for a new job or learning about the city’s financial scene, Pune has lots of intriguing opportunities. In this article, we’ll examine Finance companies in Pune, their offerings, and the reasons the city is quickly becoming a preferred location for the financial industry.
Why Pune Is a Preferred City for Financial Companies
- Pune has a strong talent pool, thanks to institutes like IIM and Symbiosis.
- Areas like Hinjewadi and Kharadi bring tech and finance companies together.
- Running a business here costs less than in Mumbai or Bengaluru.
- The city has great infrastructure, from offices to connectivity.
- Big names like HSBC, Citi, and UBS already have a strong presence.
- Government policies are supporting fintech startups and innovation.
- A good lifestyle and work-life balance make it ideal for professionals.
Top Finance Companies in Pune
Here’s a detailed look at the most prominent finance companies and fintech players that are transforming Pune into a financial powerhouse.
1. TransUnion CIBIL
As a member of the international TransUnion group, TransUnion CIBIL is the top credit information provider in India. Their Pune operations contribute significantly to credit reporting, risk analytics, fraud prevention, and customer lifecycle solutions. The company partners with over 5,000 banks, NBFCs, and financial institutions, providing critical data for responsible lending and risk management.
With more than 1,500 professionals in India and robust data analytics infrastructure in Pune, TransUnion is a crucial player in India’s credit ecosystem. It helps individuals build creditworthiness while assisting lenders in making informed decisions.
Website: https://www.transunioncibil.com
Key Services:
- Credit score reporting for individuals and businesses
- Risk-based pricing and customer profiling
- Identity management and fraud detection
- Industry-specific analytics for lenders and insurers
2. Lentra
Lentra is a cloud-based lending platform that originated in Pune and is revolutionizing how banks and NBFCs disburse loans. It provides end-to-end digital lending infrastructure using AI, data-driven risk assessment, and advanced decision engines. Lentra’s platform allows lenders to approve loans in minutes instead of days, reducing turnaround time and costs.
With clients including HDFC Bank, IDFC First Bank, and several NBFCs, Lentra has processed over 13 million loan applications. Their systems integrate seamlessly with core banking solutions and are built to scale securely.
Website: https://www.lentra.ai
Key Services:
- Digital loan origination and management
- Real-time credit decisioning using AI
- Fraud detection and compliance modules
- Lending analytics and dashboards
3. FIS (Fidelity National Information Services)
FIS is a US-based financial technology leader with major operations in Pune. It provides mission-critical solutions to banks, capital markets firms, and insurance companies worldwide. Its Pune office employs over 5,000 professionals working across core banking, payments, trading, and digital finance.
This company services over 20,000 consumers in over 130 countries. From developing ATM software to blockchain-based trading platforms, the Pune team plays a vital role in shaping global finance technology.
Website: https://www.fisglobal.com
Key Services:
- Core banking software solutions
- Digital and mobile payment systems
- Securities processing and wealth platforms
- Anti-money laundering and fraud prevention tools
4. Finastra
Finastra is a UK-headquartered fintech firm with a strong development and support center in Pune. The company serves more than 10,000 financial institutions globally with banking software, including loan management, core banking, and treasury solutions.
Finastra’s Pune hub is a key innovation center, driving projects in open banking, cloud computing, and fintech integrations. The team collaborates with international clients to modernize legacy systems and introduce next-gen financial products.
Website: https://www.finastra.com
Key Services:
- Retail and corporate banking software
- Loan origination and credit processing
- Treasury and capital market platforms
- Open finance and API integrations
5. Finansh
Finansh is a Pune-based financial advisory firm focused on helping individuals and small businesses make better financial decisions. It offers personalized services in investment planning, retirement advice, insurance coverage, and income tax optimization.
Known for its educational content and transparent approach, Finansh has helped thousands of Indians move toward financial freedom. They promote goal-based investing and prioritize customer education over product pushing.
Website: https://finansh.in
Key Services:
- Mutual fund investment planning
- Retirement and pension strategy
- Tax-saving and insurance guidance
- Children’s education and wealth-building plans
Also Read:- Finance Companies in Mumbai
6. UBS
UBS, a Swiss multinational bank, operates a large global service center in Pune supporting investment banking, wealth management, and technology innovation. The Pune team handles functions like trade settlements, regulatory reporting, cybersecurity, and software engineering.
UBS Pune employs over 3,000 people and supports operations for its clients across Asia, Europe, and North America. The firm emphasizes sustainable finance, automation, and innovation in the wealth and capital markets sectors.
Website: https://www.ubs.com
Key Services:
- Investment banking operations
- IT development and digital transformation
- Regulatory compliance and risk management
- Wealth and asset servicing
7. Phi Commerce
Phi Commerce is an award-winning fintech company based in Pune. It specializes in building frictionless, full-stack payment solutions for banks, corporates, and governments. Its proprietary platform enables real-time, scalable, and secure transactions across multiple channels.
The company has processed millions of transactions and is known for powering large-scale payment initiatives like NACH, auto-debit, and subscription payments in India.
Website: https://www.phicommerce.com
Key Services:
- End-to-end digital payment infrastructure
- Subscription billing and automated payments
- Smart invoicing for enterprises
- Fraud detection and real-time reconciliation
8. HSBC
HSBC’s global service center in Pune is a key part of its technology and operations backbone. The center supports everything from transaction processing and analytics to cybersecurity and anti-money laundering efforts. Pune plays a pivotal role in HSBC’s global strategy for banking innovation.
With tens of thousands of employees in India, HSBC’s Pune office is a hub of excellence for trade finance, wealth services, and compliance operations.
Website: https://www.hsbc.co.in
Key Services:
- Trade finance and corporate banking support
- Wealth management technology
- Global compliance and regulatory operations
- Risk analytics and fraud prevention
9. Bajaj Finserv
One of the largest financial services companies in India, Bajaj Finserv is headquartered in Pune. It provides investment services, asset management, insurance, and consumer finance. The organization serves more than 100 million consumers and has assets under control of over ₹2 lakh crore.
Bajaj Finserv is a digital-first organization offering instant loans, EMI cards, investment products, and health insurance through both web and mobile platforms.
Website: https://www.bajajfinserv.in
Key Services:
- Personal loans and EMI financing
- Health, life, and general insurance
- Fixed deposits and mutual funds
- Mobile-based financial planning
10. Citi (Citibank India)
Citi has a strong presence in Pune through its Global Service Center (GSC), which supports the bank’s operations worldwide. The center handles processes like trade finance, risk management, compliance, cybersecurity, and technology development. Citi’s Pune unit is known for its innovation in digital banking, customer service automation, and regulatory reporting.
The company serves major multinational clients and offers a variety of financial products including credit cards, loans, and investment options to retail and corporate clients in India. Its commitment to data-driven decisions and ethical banking practices makes Citi a respected name in the financial sector.
Website: www.online.citibank.co.in
Key Services:
- Global banking operations and process support
- Consumer and corporate credit card services
- Treasury and trade solutions
- Financial compliance and analytics
11. PhonePe
PhonePe, one of India’s leading digital payment platforms, has expanded its technology and operations in Pune. Though headquartered in Bengaluru, the company has invested in Pune to tap into the rich tech talent and growing presence of IT companies in Pune for its backend, analytics, and financial services innovations.
It has over 500 million registered users and processes billions of transactions monthly across UPI, recharges, bill payments, mutual funds, insurance, and gold purchases. PhonePe is now venturing into financial distribution, aiming to become a full-stack fintech platform.
Website: https://www.phonepe.com
Key Services:
- UPI and digital wallet payments
- Mobile recharge, DTH, and utility bill payments
- Mutual fund investment and gold buying
- Insurance and financial product marketplace
12. Marsh McLennan
Leading the way in risk management, insurance broking, and consulting services worldwide is Marsh McLennan. The Pune office houses its shared services and knowledge hub, supporting the group’s companies like Marsh, Mercer, Guy Carpenter, and Oliver Wyman.
With thousands of professionals working in Pune, the center delivers services across analytics, financial modeling, research, and HR consulting. Its role in supporting actuarial services, cyber risk management, and strategy consulting is crucial for clients worldwide.
Website: https://www.marshmclennan.com
Key Services:
- Risk advisory and insurance brokerage
- Employee benefits and HR consulting
- Investment and retirement solutions
- Actuarial science and analytics services
13. ICICI Bank
ICICI Bank, one of India’s largest private banks, has a significant operational base in Pune. While its corporate office is in Mumbai, the Pune center handles digital innovation, IT operations, and financial processing for various customer segments including retail, SME, and corporate banking.
ICICI Bank has pioneered several firsts in Indian banking such as internet banking, mobile banking, and video KYC. With a customer-first approach and strong tech backbone, the bank continues to evolve as a digital powerhouse in finance.
Website: https://www.icicibank.com
Key Services:
- Savings and current accounts
- Home, car, and personal loans
- Credit cards and digital wallets
- Wealth management and NRI services
14. OneCard
Based in Pune, OneCard is a cutting-edge finance firm that provides tech-savvy consumers with a credit card experience that prioritizes mobile devices. It is operated by FPL Technologies and is known for its metal card, app-based control, and seamless onboarding. OneCard prioritizes openness by avoiding extraneous paperwork and hidden fees.
Targeting young professionals, OneCard has partnered with IDFC First Bank, SBM Bank, and others to offer co-branded credit cards. It offers rewards, EMI conversion, and real-time tracking of spending, all controlled through a feature-rich mobile app.
Website: https://www.getonecard.app
Key Services:
- App-controlled credit card with smart feature
- Rewards and cashback on every spend
- EMI conversion and spend tracking
- Instant virtual card and zero annual fees
15. Northern Trust
Northern Trust is a global financial services company specializing in asset servicing, investment management, and banking for institutional clients. Its Pune office is one of its largest in Asia, supporting functions like fund accounting, custody services, financial reporting, and IT development.
With clients including pension funds, insurance companies, and ultra-high-net-worth individuals, Northern Trust’s Pune operations play a key role in delivering accuracy, compliance, and scalability for global financial institutions.
Website: https://www.northerntrust.com
Key Services:
- Global asset servicing and fund administration
- Institutional investment solutions
- Securities lending and custody operations
- Wealth management support and risk analytics
Summary Table of Finance Companies in Pune
| Company Name | Key Focus Areas | Website |
| TransUnion CIBIL | Credit Reporting & Risk Analytics | transunioncibil.com |
| Lentra | Digital Lending Infrastructure | lentra.ai |
| FIS | Banking & Payment Technology | fisglobal.com |
| Finastra | Banking & Treasury Software | finastra.com |
| Finansh | Personal Financial Advisory | finansh.in |
| UBS | Investment Banking & Wealth Mgmt | ubs.com |
| Phi Commerce | Digital Payments Platform | phicommerce.com |
| HSBC | Global Banking & Compliance | hsbc.co.in |
| Bajaj Finserv | Consumer Finance & Insurance | bajajfinserv.in |
| Citi | Global Bank Operations & Cards | citibank.co.in |
| PhonePe | UPI Payments & Financial Services | phonepe.com |
| Marsh McLennan | Risk & Insurance Consulting | marshmclennan.com |
| ICICI Bank | Banking & Digital Finance | icicibank.com |
| OneCard | App-Based Credit Cards | getonecard.app |
| Northern Trust | Asset Servicing & Institutional Banking | northerntrust.com |
Career Opportunities in Finance Companies in Pune
- Pune offers jobs in finance, analytics, tech, and customer support.
- Top firms hire for roles in digital banking, fintech, and operations.
- Freshers and experienced professionals have plenty of options.
- Companies like HSBC, Citi, and PhonePe offer global exposure.
- Pune’s startup scene also opens doors in fintech innovation.
Conclusion
Pune has rapidly evolved into one of India’s most important financial and fintech ecosystems. With a strong mix of global powerhouses like HSBC, Citi, and UBS, alongside Indian giants like ICICI Bank and Bajaj Finserv, and innovators like OneCard and Lentra, the city is buzzing with opportunity.
Whether you’re a job seeker looking to grow your career in finance, a business in need of strong financial services, or a fintech investor scouting the next big idea, Pune has the infrastructure, talent, and momentum to support your journey.
FAQs
1. Which are the top finance companies in Pune?
Bajaj Finserv, ICICI Bank, Citi, HSBC, and PhonePe are among the top.
2. Is Pune good for finance jobs?
Pune has great technology and finance prospects.
3. Are there fintech startups in Pune?
It is home to startups such as Phi Commerce, Lentra, and OneCard.
4. Do global banks operate in Pune?
Yes, banks like Citi, UBS, and HSBC have offices in Pune.
5. Can I invest through Pune-based companies?
Yes, many offer mutual funds, insurance, and digital investment tools.
